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Leave a Legacy: Make a Lasting Difference![]() With the help of generous contributions of time, blood, and money from the America people, the Red Cross touches the lives of thousands of people right now and right here in New Hampshire. By making a donation through your estate planning, you help assure that generations in the future will be assisted and comforted by Red Cross when they too need us most. Life InsuranceTo accept a life insurance policy, American Red Cross Concord Area Chapter needs to become both the owner and the beneficiary of the policy. If the policy is paid up, your charitable contribution is generally the replacement value or cost basis of the policy, whichever is less. Real EstateGifts of appreciated real estate are like gifts of appreciated stock. If you have owned the property for more than one year, you may deduct, as a charitable contribution, the fair market value of the real estate while avoiding all capital gains taxes. Retirement PlansThese make excellent charitable gifts at the time of death. American Red Cross Concord Area Chapter can be named to receive all or a portion of whatever is left in the pension plan, IRA, 401(k), or Keogh plan. BequestsBequests are gifts to American Red Cross Concord Area Chapter at the time of death under a will or trust agreement and are fully deductible for federal estate tax purposes. Charitable Gift AnnuitiesIn exchange for your gift of cash or marketable securities to the American Red Cross, we pay you (and a survivor or other beneficiary, if desired) a fixed amount annually for life. The transfer is part gift and part purchase of an annuity. The rate of return is attractive and the payments are guaranteed for life, without investment responsibilities. Charitable Remainder TrustsCharitable Remainder Trusts enable you to place cash, securities, or real estate into separately managed trust that will pay a lifetime income to you and/or other beneficiaries, with the principal of the trust eventually passing to American Red Cross Concord Area Chapter.
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